Hi, I'm Terence Lam, I'm a tax advisor and financial coach in Atlanta.

  • Client Focus - I limit the number of clients so that I can provide the best service for you year-round, not just during tax season.

  • Experience - I am a CPA who loves tax planning with 25+ years experience to help you strategically reduce your tax burden.

  • I do not sell financial products -  My clients' interests are always my top priority.  I do not sell any insurance/financial products, just providing down-to-earth financial advice for your specific situation.

My Services

Retirement Planning

  • How do I access my 401K before age 59.5 without any penalty? 

  • How do I handle health insurance before Medicare?

  • When do I claim social security benefit?

  • When should I do Roth conversion? 

  • How do I deal with RMD? 

  • What assets should I pass on to my loved ones?

Most people spend more time planning for their annual vacation than for their retirement.  Not having a tax favorable retirement planning strategy can cost a person thousands of dollars.  I can help you navigate the complicated tax rules to figure out the best time to claim social security benefit, execute Roth conversion strategy, understand required minimum distribution ("RMD") as well as address widow tax implications and estate planning.

Tax Advisory

  • Does your accountant prepare your tax return and provide no other tax planning strategy? 

In addition to preparing your personal and/or business tax returns, I can provide you with a customized tax strategy (such as distribution strategy, tax efficient charitable giving, international tax considerations...etc) to minimize your income tax and to help you achieve your financial goals. 

Financial Coaching

  • Do you have a hard time figuring out where you spend your money?

  • Do you need an unbiased 3rd party to evaluate whether a trust or an annuity makes sense for you?  Don't let people sell you something that you do not need.

 

"For where your treasure is, there your heart will be also." 

                                Matthew 6:21